The
last thing you want after your
wedding is to have
something to worry about on your honeymoon. That's why it's more
important than ever to set aside some time as you pack your
swimsuit, hiking boots and camera, to make sure that you carefully
consider travel insurance.
Here are some reasons to include
travel insurance in your vacation planning:
Trip Cancellation and Interruption
Your vacation investment is at risk.
The cost of your trip may not be refunded in the event you have to
cancel or cut your trip short.
Following are some of the reasons
cruise, tour and travel package customers lose some or all of
their vacation investment:
-
Personal sickness or injury
-
Sickness, injury or death of an
immediate family member
-
An act of terrorism
-
Adverse weather or natural disaster
-
Jury duty
-
Financial default of travel supplier
Travel insurance, which includes trip
cancellation and interruption coverage, is one way to plan for
such unforeseeable circumstances.
Sickness, Accident and Medical
Evacuation
During your trip, you may need to see
a doctor, have a prescription filled, receive care at a hospital
or deal with an unexpected emergency. Remember: Some health plans
don't cover illnesses or injuries incurred away from your
hometown. Some plans will cover such expenses but at a reduced
rate. Most health plans do not cover medical evacuation, which can
cost $25,000 or more. The Emergency Medical Expense Coverage
included with travel insurance can help protect you against
unforeseeable circumstances. In addition, travel insurance plans
include emergency medical evacuation and the round-the-clock
expert support you'll need to handle an emergency, if you are
traveling abroad.
Critical for International Travel
If your plans take you out of the
U.S., there are some additional things you should consider. Today,
international travelers more than ever need knowledge and
information to prepare and protect their well-being. HTH
Worldwide, a travel insurance company based in Philadelphia, goes
beyond the typical travel insurance offering. Their program
includes global health and security services. Among other
benefits, you receive breaking news and critical information
pertaining to risk of crime and terrorism.
Before your next trip, carefully
consider travel insurance. Policy pricing is based on your age and
the cost of your trip. Generally, the pricing ranges from four to
eight percent of your total trip cost. In today's turbulent travel
environment, this is a small price to pay for peace of mind.
HTH Worldwide provides travel
insurance services and global health and security information. For
more information or for a free quote, visit
www.travelhealthinsurance.com or
call HTH Worldwide at (888) 243-2358.
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